Tag Archives: credit

Hard Pull; Soft Pull: How’s your Credit Score?

Posted by Michael Hughes    August 19, 2010 How do credit inquiries affect your score? Well there are two types of credit inquiries–hard inquiries (“hard pulls”) and soft inquiries (“soft pulls”). Hard pulls A hard pull is defined as an inquiry … Continue reading

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Filed under bad credit, Boulder Economy, Buying a Home in Boulder, buying a home in Boulder CO, credit cards, economy, good credit, house in boulder, relocating to boulder, relocating to boulder county, Sotheby's International Realty-Boulder

Mortgage Mix

Posted by Michael Hughes    April 13, 2010 When you are buying a home it’s challenging to acquire the right kind of financing. Having the right mix of savings, credit score and debt-to-income ratio will improve your chances of securing a loan. Buyers today … Continue reading

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Filed under buy a home in Boulder, buy home boulder, Buying a Home in Boulder, buying a home in Boulder CO, good credit, investing in real estate, mortgage, real estate, relocating, relocating to boulder, Sotheby's International Realty-Boulder, sotheby's

New Credit Card Laws Go Into Effect February 22, 2010

New Credit Card Laws Go Into Effect February 22, 2010 By Michael Hughes December 7, 2009 “He that goes a-borrowing, goes a-sorrowing.” –Benjamin Franklin Why it’s important: A new federal credit card goes into effect February 22, 2010.  The new law will tilt … Continue reading

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Filed under credit cards, Fuller Sothebys International Realty, lower living costs, real estate, Tax Credit