Category Archives: good credit

Hard Pull; Soft Pull: How’s your Credit Score?

Posted by Michael Hughes    August 19, 2010 How do credit inquiries affect your score? Well there are two types of credit inquiries–hard inquiries (“hard pulls”) and soft inquiries (“soft pulls”). Hard pulls A hard pull is defined as an inquiry … Continue reading

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Filed under bad credit, Boulder Economy, Buying a Home in Boulder, buying a home in Boulder CO, credit cards, economy, good credit, house in boulder, relocating to boulder, relocating to boulder county, Sotheby's International Realty-Boulder

Mortgage Mix

Posted by Michael Hughes    April 13, 2010 When you are buying a home it’s challenging to acquire the right kind of financing. Having the right mix of savings, credit score and debt-to-income ratio will improve your chances of securing a loan. Buyers today … Continue reading

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Filed under buy a home in Boulder, buy home boulder, Buying a Home in Boulder, buying a home in Boulder CO, good credit, investing in real estate, mortgage, real estate, relocating, relocating to boulder, Sotheby's International Realty-Boulder, sotheby's

12 Questions (A conservative approach to buying a home during a recession)

By Michael Hughes January 30, 2010 Make sure your finances are in order. Do I have a solid finances and/or Job? Do I have solid credit and a great FICO score? Do I have a decent down payment or cash? … Continue reading

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Filed under 2010, best place to live, Boulder County, boulder real estate, Buying Property, foreclosure, Fuller Sothebys International Realty, good credit

Buying a Foreclosure

Buying a Foreclosure in Boulder County By Michael Hughes   January 3, 2010 Buying a foreclosure is enticing and finding a good one can be a challenge. While foreclosure inventory is down a bit right now there is an escrow of … Continue reading

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Filed under #1 place to thrive, best place to live, Boulder Economy, foreclosure, Fuller Sothebys International Realty, good credit, mortgage, real estate, relocating, Sunday Morning Blog

The Appraisal

The Appraisal By Michael Hughes December 10, 2009 For first time buyers, buying a home can be a complex and confusing process. If you are working with a realtor, you most likely have been preapproved by a lender. This usually … Continue reading

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Filed under appraisal, bad credit, credit cards, decreasing interest rates, employment, Fuller Sothebys International Realty, good credit, increasing interest rates, interest rates, mortgage, real estate, Tax Credit, Uncategorized